Claude or Microsoft Copilot: which to choose?

Claude and Microsoft Copilot compared on what matters day to day: price, features, apps and privacy.

Data as of October 22, 2026

Side-by-side comparison

CriterionClaudeMicrosoft Copilot
DeveloperAnthropicMicrosoft
CountryUnited StatesUnited States
LaunchedJuly 2023February 2023
Free versionYes, limitedYes, limited
Plansfrom $20 / monthfrom $9.99 / month
Web searchYesYes
Agent modeYesNot disclosed
File uploadYesYes
Image generationNot disclosedYes
Voice modeNot disclosedYes
MemoryYesYes
Code executionYesNot disclosed
Autonomous browsingYesNot disclosed
WebYesYes
iPhoneYesYes
AndroidYesYes
WindowsYesYes
macOSYesYes
Browser extensionYesNot disclosed
French interfaceYesYes
Spanish interfaceYesYes
Opt out of training on your chatsYesYes
Temporary chatYesNot disclosed
EU data residencyNot disclosedNot disclosed

Who are they?

Claude is made by Anthropic, launched in 2023; Microsoft Copilot by Microsoft, launched in 2023. Both answer questions, write and summarise, but their plans, features and privacy rules differ.

Claude runs on Claude Opus 5.5, Claude Sonnet 5.5 and Claude Haiku 5.5.

Survey carried out on October 22, 2026 from the official pages of both services.

Price and free version

At a comparable entry plan, Microsoft Copilot is the cheaper one. Higher tiers mostly add usage volume and advanced features.

  • Claude: limited free version
  • Microsoft Copilot: limited free version
  • Claude: first paid plan at $20 per month
  • Microsoft Copilot: first paid plan at $9.99 per month

Features compared

Both offer: web search, file upload and memory.

Not confirmed for one of the two: agent mode, image generation, voice mode, code execution and autonomous browsing.

In total, of the 8 features we track, 6 are confirmed for Claude and 5 for Microsoft Copilot. A feature may only be available on a paid plan: check before you subscribe.

Where to use them

Both available on: Web, iPhone, Android, Windows and macOS.

Privacy

Both allow: opt out of training on your chats.

In short

The best way to decide is still to try both free versions on the same task. To widen the choice, use the AI assistants comparison or the which-AI quiz.

  • Choose Claude for writing and rewriting and coding.
  • Choose Microsoft Copilot for finding sourced information and creating images.

Other comparisons

Frequently asked questions

Claude or Microsoft Copilot: which one is free?

Claude: limited free version. Microsoft Copilot: limited free version.

Which one is cheaper?

Microsoft Copilot has the cheaper entry-level paid plan. Claude: first paid plan at $20 per month. Microsoft Copilot: first paid plan at $9.99 per month.

Which one protects my data best?

Claude, with 2 of three safeguards confirmed (training opt-out, temporary chat, EU data residency), versus 1.

Which one should I choose?

Choose Claude for writing and rewriting and coding. Choose Microsoft Copilot for finding sourced information and creating images.

Data sources

Data as of October 22, 2026

Report an error

Does a figure, a date or a fact look wrong? Tell us: every report is checked.