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Finance and payments · MCP server

Xrpl MCP server: MCP server, setup and security

Xrpl MCP server is an open-source MCP server that lets an AI agent inspect XRP Ledger accounts and submit transactions to the network. Its repository has 13 stars and its last commit is from August 25, 2026 and it is licensed under MIT.

Score
51/100
Adoption (stars) 11/40
Maintenance 25/30
Framework (licence, registry, official) 15/30
Actively maintained

What Xrpl MCP server does

According to its repository: “XRP Ledger access: account information, transaction history, ledger objects, transaction submission and network monitoring.”

An MCP server gives an AI agent extra tools it calls during the conversation: the agent reads their description, decides to use them and gets the result back. Xrpl MCP server is listed under Finance and payments, a category of 202 servers in the directory, where it ranks #101 by stars.

Installing and connecting Xrpl MCP server

No package or remote server is declared in the official MCP registry: you install it from source, following the repository README.

Like any MCP server, you declare it in your client's configuration (Claude Desktop, Claude Code, Cursor, VS Code, Codex…): a name, the command that starts it or its URL, and any environment variables. The client then starts it and lists its tools. Project language: TypeScript.

Security: what to check

An MCP server runs code with the rights you give it, and the model reads its tool descriptions: a malicious or compromised server can hijack the agent. Read the code, or pick a maintained and widely used server, before connecting it.

None of the risk signals we track (system access, secrets, missing licence, abandonment) applies to Xrpl MCP server. That does not replace reading the code.

Good practice: grant only the rights needed (least privilege), require human approval for irreversible actions, and run the AI agent security check.

Project activity and maintenance

Created on April 5, 2025, the RomThpt/mcp-xrpl repository has 13 stars and 13 forks, with 0 open issues. It has more stars than 31% of the servers in the directory. Last change 2 months ago.

Stars measure attention, not quality: a recent, heavily promoted project can collect them fast, while a useful but niche server will have few.

Finance ToolkitFinance Toolkit : 5.5K5.5KTradingMCPTradingMCP : 5.1K5.1KTradememory protocolTradememory protocol : 1.4K1.4KCNEquityCNEquity : 846846Metatrader MCP serverMetatrader MCP server : 837837EVMoleEVMole : 473473OpenAccountantsOpenAccountants : 460460AkTools MCP ServerAkTools MCP Server : 391391Xrpl MCP serverXrpl MCP server : 1313
GitHub stars of the most followed servers in the category (log scale); Xrpl MCP server in orange. Checked October 25, 2026.

Verdict

Xrpl MCP server is a reasonable choice; check the points below before connecting it.

Strengths

  • Active project: recent commit
  • Permissive licence (MIT)

Limitations

  • Install from source

Frequently asked questions

How do I install Xrpl MCP server?

No package is declared in the MCP registry: clone the RomThpt/mcp-xrpl repository, follow its README, then declare the start command in your client's MCP configuration.

Is Xrpl MCP server free?

The code is published under the MIT licence and can be used free of charge.

Is Xrpl MCP server safe?

No risk signal found (system access, secrets, licence, abandonment). As with any MCP server, keep rights minimal and read the code before sensitive use.

Is it an official server?

Nothing says so: it is a project published by RomThpt on GitHub. Check who maintains it before giving it access.

What are the alternatives to Xrpl MCP server?

In the same category: TradingMCP, Finance Toolkit, Tradememory protocol, and Tapetide Indian Stock Market MCP. TradingMCP and Finance Toolkit score higher on our grid.

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Neutrality. No affiliate links. No vendor pays to be reviewed, rated or ranked. Reviews are directed by François Chollet, neutral and factual, and every data point is dated and sourced. How we score